Save 10% On A Combined Buildings & Contents Policy
Get up to a 20% no-claims discount and a £5 donation to a military charity of your choice when you purchase a policy.*¹
£2,000 Military Kit & Equipment Cover Included
With your military kit, equipment and personally purchased kit covered (up to £2,000) and a further £20,000 for temporary issued equipment, no need for a separate policy.
Support A Military Charity Of Your Choice*³
As a Veteran-run business, we’re passionate about giving something back and so for every policy sold, we will donate £5 to your chosen charity.
Enter our Monthly £250 Amazon Gift Card Giveaway by Confirming your Renewal Date
Not your renewal time? Provide us with your home insurance renewal month and you’ll be automatically entered into our monthly Amazon Gift Card Draw.*¹
Do you live in SLA or SFA?
If you are living in single living accommodation or in Service Family Accommodation you need our Military Kit, Contents and Personal Possessions insurance.
Trinity Building and Contents Insurance
For Serving Homeowners or Private Renters: What makes our Military Home Insurance different?
Included in our policy is up to £2,000 cover for loss or damage anywhere in the world to your military kit, equipment and personally purchased kit, so no need for a separate policy. You are also covered for up to £20,000 temporary issued military uniform, equipment and kit that’s for your sole personal use.
Your contents are also covered for theft, loss, or damage if you are living in the mess or block (SLA) away from your main home.
For Ex Military Homeowners or Private Renters: Why choose our Buildings and Contents insurance?
Our policy is comprehensive, reliable and competitively priced. With home emergency cover included as standard, it can help you with urgent repairs to your home if an accident was to occur. If you use the home emergency cover, you won’t see a hike in your subsequent premiums.
Our policy covers Personal Militaria, Medals and Display Items, such as Uniform, Equipment, Statues, Photographs, and Paintings. On annual Remembrance related events this cover will be increase to £7,000.
You Are Supporting:
What’s covered in a Buildings only policy?*⁴
- Loss or damage to buildings including garages and outbuildings caused by extreme weather, theft and more
- Cover for the cost of alternative accommodation or loss of rent (up to 10% of the sum in your schedule)
- Accidental leakage of metered water (up to £2,000)
- Tracing and accessing leaks (up to £5,000)
What's included in a Contents insurance policy*⁴
- Loss or damage to your home contents caused by extreme weather, theft and more
- Limited Accidental breakage covering certain contents
- Money in the home (up to £1000)
- Contents belonging to a member of your family at college or university (up to £3,000)
- Pedal cycles in the home (up to £5,000 in total, £3,000 per cycle)
Trust In Trinity.
As a specialist Military Insurer with over 23 years’ experience, we have been trusted by tens of thousands of your serving and ex-military colleagues to provide protection for them and their families.
From insurance for Life and Critical/Serious illness, Personal Accident insurance or Travel insurance our exceptional service has been rewarded with a 4.9/5 independent customer review rating on Feefo for the last 12 months.
How much could I save with this Buildings and Contents Policy?
The premiums you’ll pay for home insurance will depend on a range of factors, including your home, it’s structure; as well as your location. This is because these can all influence how likely you are to make a claim on your home insurance policy.
There are a few savings that can be made with this policy:
Don't Just Take Our Word For It...
Frequently Asked Questions
Sections 1-6 are underwritten by HCC International Insurance Company plc (HCCII), trading as Tokio Marine HCC. HCCII is registered in England and Wales and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 202655.
Sections 7-8 are underwritten by AmTrust Europe Limited. AmTrust Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, Firm Reference Number 202189.
Our policy covers Buildings and Contents, Buildings only and Contents only. You might be able to make savings by having a single policy if you need Buildings and Contents rather than separate policies. There is 10% discount for all combined Buildings and Contents policies.
If you rent or you are a non-lease holder, you’ll only need insurance for your contents. As a homeowner (with or without a mortgage), you’ll need buildings and contents.
You can add additional personal possessions that are taken out of the home, up to £20,000. (You have £1000 of cover already included in this policy). You can also add to your policy Accidental Damage cover for one off accidents to your Buildings or Contents.
You can reduce your premium by adding a voluntary excess for your buildings and or contents. If you increase your excess by:
- £50 you can expect to save 5%
- £100 you can expect to save 10%
- £250 you can expect to save 15%
- £500 you can expect to save 20%
Please note that the voluntary excess you select will be in addition to the standard £75 excess (or increased compulsory excess). This will not increase the excess for Subsidence, heave, and landslip. Escape or loss of water, domestic heating oil and gas or Accidental damage claims.
Important Documents
Terms and Conditions
- Provide us with your renewal date for your buildings and contents insurance and you’ll be automatically entered into our monthly Amazon Gift Card Draw. Click here for full terms and conditions.
- Based on online research of four home emergency cover providers that matched (or were less comprehensive) to this cover. October 2023. Trinity’s Buildings and Contents insurance has Home Emergency included as standard.
- For every policy sold we as Trinity, and the Underwriters of the policy, HCC International Insurance Company plc (trading as Tokio Marine HCC), will donate £5 to your chosen charity from those listed.
- Please access the IPID for full details of what’s covered and what’s not covered with this product.